Many private sector/ public sector banks and other NBFC companies are providing the financial services to all the customers in India. Generally, home loan providers banks are providing the housing loan at the rate of 8.35% to 11% and on the other side, nonbanking financial companies are providing this facility at the rate of 8.50% to 12.5% in the market which are floating rates. Banks also provide the fixed rate for first three to five years and this is the very strong feature for all home loan customers. Per lac EMI comes approx Rs. 978 for 20 years tenure per lac and the tenure can be up to 25 years from the banks to the customer.
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