Tracking disbursements isn’t just about recording transactions—it’s about knowing where your money is going and why. Inaccurate records can lead to overspending, missed deductions, or audit issues. Small business owners should consistently review outgoing payments, match them with invoices, and categorize them correctly in their accounting system. Whether you pay with cash, check, or digital methods, each disbursement should have documentation and a clear reason. Accurate disbursement tracking is the foundation of financial control.