Handle Big Expenses Without Breaking Your Portfolio

Handle Big Expenses Without Breaking Your Portfolio

Facing a large financial need does not mean you have to disturb your long-term investments. Whether it is a medical emergency, education fee, business expansion, or home renovation, you can meet major expenses without selling your mutual funds.

A loan against your mutual fund units helps you access funds quickly while keeping your investment portfolio intact.

Why This Makes Sense
Stay Invested
Your mutual funds remain in place and continue to grow. You avoid market timing risks and stay on track with your financial goals.

Fast Access to Cash
Most mutual fund loans are approved and disbursed within hours. The process is fully digital with minimal paperwork.

Lower Cost of Borrowing
Since mutual fund loans are secured, the interest rates are lower than personal loans or credit cards.

Flexible Repayment
Choose how much you borrow and how long you take to repay. Many lenders also allow early repayment without penalties.

No Need to Liquidate Assets
You get the funds you need without redeeming investments or breaking fixed deposits.

In Summary
With a loan against mutual funds, you can manage big expenses without disrupting your portfolio. It is a practical and smart way to use your existing assets to your advantage.